:root{--ink:#0d1b2a;--ink2:#1b2a3d;--mut:#5b6675;--line:#e3e7ec;--bg:#fbfaf7;--acc:#c8a24a;--acc2:#a8842f}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font:16px/1.6 Inter,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg)}
a{color:inherit}.wrap{max-width:1120px;margin:0 auto;padding:0 24px}
header{position:sticky;top:0;z-index:20;background:rgba(13,27,42,.96);backdrop-filter:blur(6px);color:#fff}
header .wrap{display:flex;align-items:center;justify-content:space-between;height:68px}
.logo{display:flex;align-items:center;gap:12px;text-decoration:none;font-weight:700;letter-spacing:.04em}
.mark{width:36px;height:36px;border:2px solid var(--acc);display:grid;place-items:center;font-family:Georgia,serif;font-size:20px;color:var(--acc)}
nav a{margin-left:26px;text-decoration:none;font-size:.95rem;opacity:.85}nav a:hover{opacity:1;color:var(--acc)}
.hero{background:linear-gradient(160deg,#0d1b2a 0%,#1b2a3d 60%,#24364d 100%);color:#fff;padding:120px 0 110px}
.eyebrow{text-transform:uppercase;letter-spacing:.18em;font-size:.78rem;color:var(--acc);font-weight:700}
h1{font-family:Georgia,"Times New Roman",serif;font-weight:400;font-size:clamp(2.3rem,5.4vw,4rem);line-height:1.1;margin:.35em 0 .4em;max-width:860px}
.hero p{font-size:1.18rem;max-width:680px;color:#cdd6e2}
.btn{display:inline-block;margin-top:22px;padding:14px 26px;background:var(--acc);color:#0d1b2a;text-decoration:none;font-weight:700;border-radius:2px}
.btn:hover{background:#d8b45c}.btn.ghost{background:transparent;border:1px solid #6d7d92;color:#fff;margin-left:10px}
section{padding:96px 0}h2{font-family:Georgia,serif;font-weight:400;font-size:clamp(1.8rem,3.4vw,2.6rem);margin:.2em 0 .5em}
.lead{color:var(--mut);max-width:720px;font-size:1.08rem}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;margin-top:44px}
.step{border-top:2px solid var(--acc);padding-top:20px}.step b{display:block;font-size:1.1rem;margin-bottom:6px}.step p{color:var(--mut);margin:0}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:44px}
.card{background:#fff;border:1px solid var(--line);padding:24px;text-decoration:none;display:flex;flex-direction:column;transition:.2s}
.card:hover{border-color:var(--acc);transform:translateY(-3px);box-shadow:0 14px 30px rgba(13,27,42,.08)}
.card .tag{font-size:.72rem;text-transform:uppercase;letter-spacing:.12em;color:var(--acc2);font-weight:700}
.card h3{margin:.45em 0 .35em;font-size:1.15rem}.card p{color:var(--mut);font-size:.93rem;margin:0 0 14px;flex:1}
.card .go{font-size:.88rem;font-weight:600}
.alt{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.partners{display:grid;grid-template-columns:1.2fr 1fr;gap:48px;align-items:center}
.quote{font-family:Georgia,serif;font-size:1.35rem;line-height:1.5;border-left:3px solid var(--acc);padding-left:22px;color:var(--ink2)}
.contact{background:var(--ink);color:#fff;text-align:center}.contact .lead{color:#c3cdd9;margin:0 auto}
.contact a.mail{font-size:1.3rem;color:var(--acc);text-decoration:none;font-weight:600}
footer{background:#081320;color:#8d9aab;font-size:.88rem;padding:30px 0}footer .wrap{display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px}footer a{color:#c3cdd9}
.page{padding:90px 0}.page h1{color:var(--ink)}
@media(max-width:960px){.grid{grid-template-columns:repeat(2,1fr)}.partners{grid-template-columns:1fr}}
@media(max-width:640px){.grid,.steps{grid-template-columns:1fr}nav a{margin-left:14px;font-size:.88rem}nav a.hide-sm{display:none}.hero{padding:80px 0}section{padding:64px 0}.btn.ghost{margin:12px 0 0}}